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Capital One Swift Code For Wire Transfer

Capital One Swift Code

Are you a Capital One bank holder and you’ve had difficulties sending money internationally to your family and friends or for business? Worry no more because capital one swift code makes it super easy and super fast to send money anywhere in the world.

Swift Codes, also called BIC Codes, are used for International Wire Transfers. While routing numbers in the USA are used for domestic wire transfers, swift codes are used for incoming international fund transfers.

A Capital one bank swift code is a unique identifier for every branch. Most banks have different swift codes be sure to double-check before initiating any wire transfer.

In this post, we shall be looking at various Capital One Bank swift codes for international money transfers.

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What is a SWIFT code?

SWIFT code is a code used to identify the country, bank, and branch that an account is registered to, making sure your money gets to the right place. A SWIFT code is sometimes called a BIC (Bank Identifier Code).

Also, the Capital One SWIFT code (or a SWIFT number) is used for the identification of banks and financial institutions globally when making international money transfers

Who developed the SWIFT code or routing number?

SWIFT codes were developed by the Society for Worldwide Interbank Financial Telecommunication, which is a global member-owned cooperative that serves as the worldwide leader in secure financial messaging services such as the SWIFT network. The American Bankers Association developed the ABA routing number. The ABA represents banks of all sizes and types, particularly those with $250 million or less in assets.

What is the SWIFT code for Capital One Bank?

The general SWIFT code for Capital One is NFBKUS33XXX for all branch

Swift CodeNameCityCountry
NFBKUS33CAPITAL ONE, N.A.NEW YORK, NYUSA
NFBKUSF1CAPITAL ONE, N.A.MCLEAN, VAUSA
HIBKUS44CAPITAL ONE,N.A.NEW ORLEANS, LAUSA
HIBKUSH1CAPITAL ONE, N.A.HOUSTON, TXUSA

What Does the Capital One SWIFT code consist of?

A SWIFT code is usually an 8- or 11-digit number with the following format AAAABBCCDDD. These stand for:

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  • AAAA – four-character bank code (letters)
  • BB – two-character country code (letters)
  • CC – two-character location (institution’s headquarters) code (numbers or letters)
  • DDD – (optional) three-character branch code

Why do I need A Capital One Bank SWIFT code For International Money Transfers?

Capital one swift code makes it easy for people to send you money around the world, this helps to identify your bank and make sure the money gets to you. If you want to send money to your family abroad or for business swift codes are essential.

How Do I Find My Capital One’s (BIC) SWIFT Code?

There are several ways you can find your Capital One SWIFT CODE (BIC).

How Do I Carry Out a Capital One Wire Transfer Online?

Capital One allows you to make wire money transfers online without stress, safe and secure.

  • Once you’ve signed in click on the view account
  • At the right corner of your page click on account services and settings
  • Click on the Wire money option from the pop-up
  • Click next after reviewing the terms and conditions
  • Input your mobile number for verification and click continue
  • Input the 6(six) digit code you received and click on continue
  • Select the account from which you want to send the money and select a person or company
  • Fill out recipient information and click next
  • Fill out recipient bank information and click review and confirm
  • Read the terms and conditions and click continue
  • Review wire transfer details and click next
  • Enter the 4-digit pin linked to your account to confirm the transfer

What Are The Requirements for Capital One International Wire Transfer?

  • The name and address of the recipient
  • The name of the recipient’s bank
  • SWIFT code for the recipient’s bank
  • Recipient’s bank account number
  • International Bank Account Number and international routing code, in some cases
  • Purpose of the payment you’re transferring

Do I need a SWIFT code for international transfers?

Usually, you will need a SWIFT code when you’re sending an international payment. Ask your recipient to give you their SWIFT code when they provide their bank account details.

If you are receiving money internationally you need to provide your Bank of America bank information and bank of America swift code to the sender.

  • Your Capital One bank account number
  • The name on the account is exactly as it appears on your bank statement
  • Name of your bank
  • Address of your bank
  • Your Bank of America SWIFT code

How long Do Capital One wire transfers take?

Domestic wire transfers are often processed within 24 hours while international wire transfers can take between 1-5 business days. Wire transfer times may also vary depending on designated cut-off times, federal regulations, as well as weekends and bank holidays.

Can I make a Capital One wire transfer over the phone?

Yes, you can. Capital One bank allows you to make a wire transfer over the phone, simply by calling their customer service provider at 1-877-383-4802 to carry out the process. Also be sure to provide your bank with specific instructions, including recipient information and amount.

What Is The Difference Between SWIFT versus IBAN?

This is dependent on where you’re sending money to, you may be asked for an IBAN number as well as a SWIFT code. IBAN number is an international bank account number – used for identifying a specific bank account within an institution. This is like giving directions to someone – The SWIFT code will get them as far as the right building, but they’ll also need the IBAN to find the specific apartment.

Please note, that IBANs are not used by all countries. You’ll need an IBAN for payments to countries within Europe, but not for a transfer to the US, please always check the requirements for the country you’re sending to before you start making your payment.

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Are There Fees for Capital One wire transfers?

Here’s a table for reference about wires offerings by account type:

Account typeEligible MethodSending feescompany Sending
Essential Checking
High-Yield Checking
Essential Savings
Branch
Phone
$25.00None
360 Checking
360 Savings
360 Money Market
Performance Savings
Online
Phone
$30.00$500,000

What Are The Methods of Sending Wire Transfers In Capital One?

There are three ways to send wire transfers: online, in the branch, and by phone.

  1. Online: To send a wire transfer online you must have a mobile phone that is connected to the internet. Most accounts that have online access are eligible to send online wire transfers.
  2. By phone: If you need assistance, international wire transfers can be sent by calling the capital one customer care assistance team at 1-877-383-4802 from 9 a.m. ET to 5 p.m. ET Monday-Friday.
  3. In-branch: In-branch domestic and international wire transfers are typically reserved for Capital One Essential Checking, High-Yield Checking, and Essential Savings retail account customers. Please always refer to your local bank branch for more information on sending international wire transfers.

Bottom Line

Capital One swift code makes it super easy and fast to send money abroad, this method is safe you’ve got nothing to worry about just make sure you fill out the details correctly. If you are having difficulty in any way sending money whether domestic wire transfer or international wire transfer don’t hesitate to call the capital One customer care assistance they are always active and ready to assist you any day, anytime.

FAQ:

What is a SWIFT code?

A SWIFT code is a code used to identify the country, bank, and branch that an account is registered to, making sure your money gets to the right place.

Who developed the SWIFT code or routing number?

SWIFT codes were developed by the Society for Worldwide Interbank Financial Telecommunication.

What is the SWIFT code for Capital One Bank?

The general SWIFT code for Capital One is NFBKUS33XXX for all branch

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What Does the Capital One SWIFT code consist of?

A SWIFT code is usually an 8- or 11-digit number with the following format AAAABBCCDDD.

Why do I need A Capital One Bank SWIFT code For International Money Transfers?

Capital one swift code makes it easy for people to send you money around the world, this helps to identify your bank and make sure the money gets to you.

What Are The Requirements for Capital One International Wire Transfer?

1. The name and address of the recipient
2. The name of the recipient’s bank
3. SWIFT code for the recipient’s bank

Do I need a SWIFT code for international transfers?

Usually, you will need a SWIFT code when you’re sending an international payment.

How long Do Capital One wire transfers take?

Domestic wire transfers are often processed within 24 hours while international wire transfers can take between 1-5 business days.

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